At Senior Medicare Solutions we care about each of our clients' needs.
Medicare contains different parts. Original Medicare is comprised of Parts A and B. Medicare Advantage, known as Part C, combines different coverages from the other plans to give you the most comprehensive medical insurance coverage possible. You get Original Medicare (Parts A and B) coverage, Part D coverage (drugs coverage), and usually some additional benefits (ancillary products such as dental and vision). Essentially, think of Part C as a bundle plan.
This means that you can get the hospital insurance you need, the medical insurance you need, grocery transportation and the prescription drug coverage you need as well. Plans also range in the type of covered healthcare. For example, many Medicare Advantage plans cover vision, dental, hearing, and even fitness programs.
The coverage and the cost of these Part C plans differ depending on your situation and your needs, often at zero premium. So when you come into Senior Medicare Solutions, we’ll help you find the perfect plan for you. Our professionals will discuss the pros and cons of each insurance option so that you can make an educated decision.
Senior Medicare Solutions is an independent, locally-owned Medicare Advantage provider. That means that we’re completely dedicated to our clients. We will always be honest, open, and straightforward with you so that you feel comfortable and well-informed about your Medicare options.
Dental health is strongly tied to your overall health. Original Medicare does not offer dental vision or hearing benefits. For this reason many people are choosing Health plans with additional benefits can help you take care of your overall health and well-being. Many people are choosing a Medicare Advantage (MA) plan instead of Original Medicare. MA plans include all of what is covered by Original Medicare and often include extra coverage for routine vision, hearing and dental services. In fact, about 90 percent of Medicare Advantage plans include at least one of these benefits, and more than half include all three.
These health plans are for people who have both Medicare and Medicaid. What’s the difference between Medicare and Medicaid? If you’re not sure, we can help. Medicare provides health benefits for people over age 65, as well as people younger than 65 who qualify due to a disability. Medicare is a federal program. Medicaid, on the other hand, is managed at the state level. Medicaid provides health benefits for people with low income, but the rules to qualify change from state to state.
You can have both Medicare and Medicaid at the same time.
If you do, you are "dual eligible".That’s where dual special needs plans — or “dual” plans — come in. Dual plans work together with the individual’s Medicaid plan. Dual health plans cover eligible doctor visits, hospital stays and prescription drugs. If you have Medicare and Medicaid, chances are you could qualify for a dual plan.
Dual plans go beyond either Medicaid or Original Medicare alone. You’ll still get to keep the Medicaid benefits and have additional DSNP features with a dual plan. Better yet, with a dual plan, you could get many extra benefits and features than Original Medicare at no extra cost.