Medicare Gap Insurance (Medigap) or Medicare Prescription Coverage, we have many affordable plans that can be custom tailored to your situation and budget.
Whole Life, Term Life or Guaranteed Issue Whole Life, we have a plan to fit any financial situation at virtually any age.
Long Term Care
Long term care hybrid policies. Life insurance that includes long term care. Make sure you have the coverage for unexpected illness.
Medicare is a federal program to help older Americans and some disabled Americans pay for the high cost of health care. To help cover the costs Medicare doesn’t, you have a choice of affordable Medicare Supplement insurance plans.
One hospital stay could prove to be financially devastating. The average cost of a typical hospital stay is over $15,500. Extended stays and intensive care situations drive the costs upward, with some prices quadruple the $15,500 figure. Most families and individuals simply could not afford quality medical care without health insurance.
Don’t get caught short and have to draw from your savings should an illness or accident occur, contact us to find out how we can help.
Long Term Care
According to a recent AARP study, by the time you reach 65, chances are about 50-50 that you’ll require paid long-term care (LTC) someday. If you pay out of pocket, you’ll spend $140,000 on average. Yet you probably haven’t planned for that financial risk. Only 7.2 million or so Americans have LTC insurance, which covers many of the costs of a nursing home, assisted living or in-home care – expenses that aren’t covered by Medicare. “Long-term care is the unsolved problem for so many people,” says Christine Benz, director of personal finance at Morningstar, an investment research firm in Chicago.
Don’t get caught short and have to draw from your retirement savings, contact us to find out how we can help.
Life Insurance and Wealth Building
If you own a home, it’s probably the most expensive purchase you’ve ever made. If you’re a business owner, you may claim your company is your most valuable asset. However, your greatest asset is the one thing that makes them both possible: your ability to earn income.
Your family depends on your income to maintain a certain lifestyle. Everything that supports the survival of your family is dependent on a regular source of income. From mortgage payments to groceries, utility bills to college tuition, your income keeps things going home.
It’s never a comfortable question to consider, but it’s so important to answer: what happens to your family when you die? If your income is the one that supports your household, your death could be a financial as well as an emotional catastrophe for your survivors.
Don’t take chances, contact us to find out how we can help your loved ones.
How Can We Help You?
We’re more than just Medicare Supplement, Life, Long Term Care, and Health Insurance. Ask us about any of our Health, Life and Wealth Building offerings:
Guaranteed Issue Whole Life
Hybrid Long-term Care/Standard long-term Care
Health Insurance/ACA Marketplace
Dental Coverage Plans with NO DEDUCTIBLE
Option One Original Medicare
Option Two Medicare Advantage Part C
Prescription Drug Plan/PDP with NO DEDUCTIBLE
Gap Insurance Or Medicare Supplement
Find out how we can help you with all your insurance needs.